Cookie Policy
There is no cookie banner on this site. This page explains why, and lists the one cookie that is set. The Cookie settings link in the footer of every page shows the same list at any time, and is where a choice would appear if there were ever one to make.
1. Why there is no banner
A consent banner is required under § 25 (1) TDDDG when a service stores information on your device, or reads information already stored there, for anything that is not strictly necessary to provide what you asked for.
This service does none of that. There is no analytics, no advertising or conversion pixel, no session recording, no heatmapping, no A/B testing tool, no social plugin and no cross-site tracking of any kind. Nothing on this site profiles you, and nothing follows you off it.
Showing a banner anyway would be worse than not showing one: it would ask you to consent to something that is not happening, and it would train you to click through a box that means nothing.
2. The one cookie
| Name | What it holds | How long | Why it needs no consent |
|---|---|---|---|
| NEXT_LOCALE | "en" or "de" — which language you are reading | 1 year | Strictly necessary under § 25 (2) no. 2 TDDDG: it provides the language you explicitly asked for and holds nothing else |
It is set when you use the language switch, or by the first request if your browser asks for German. It contains a two-letter language code and nothing more — no identifier, no timestamp, no fingerprint. It is not read by anyone but this site, and it is never sent to a third party.
You can delete it in your browser at any time. The site will simply use your browser's language preference again.
3. What is not stored on your device
The answers you give during the assessment live in your browser's memory for the length of the session. They are not written to a cookie, to localStorage, to sessionStorage or to IndexedDB, and they are not written to any database on our side. Closing the tab discards them.
That is a deliberate design decision rather than an oversight: the plan is recomputed from your answers each time, so there is nothing that needs to persist.
4. Requests to other companies
Opening a page here makes no request to any third party. Fonts are downloaded when the site is built and served from this domain — they are not loaded from Google Fonts, which would send your IP address to Google before you had agreed to anything.
Two third parties are involved only after you act. Asking for your plan by email sends it through Brevo; the explanatory sentences beside your figures are generated by Google's Gemini API. Both are described in the privacy policy, including the transfer outside the EU that the second one involves.
5. If this changes
If analytics or any other non-essential storage is ever added, a consent banner has to come with it, and it has to offer Reject as prominently as Accept with nothing pre-ticked — a banner whose only button is "OK" does not obtain consent and is among the most frequently challenged patterns in Germany. The scripts must not run until consent is given. This page would be updated first.